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Content <h3><strong>Traffic Accidents Outside of Kosova</strong></h3> <h4><strong>Before You Travel</strong></h4> <ul> <li> <p><strong>Check Your Documents and Equipment:</strong> Make sure you have your personal documents (passport, driver's license, vehicle registration) and that your vehicle is in good technical condition.</p> </li> <li> <p><strong>Green Card:</strong> Even if not required in some countries due to international agreements, it's recommended to have a Green Card. It serves as proof of international insurance and may be necessary in case of an accident.</p> </li> <li> <p><strong>European Accident Statement:</strong> Take this form with you. It's a standardized document that helps you accurately record the details of an accident and avoid misunderstandings.</p> </li> </ul> <h4><strong>At the Accident Scene &ndash; What to Do</strong></h4> <ul> <li> <p><strong>Notify local law enforcement</strong> (e.g., the police) when necessary, especially in case of conflict, disagreement, or injuries.</p> </li> <li> <p><strong>Gather the necessary information:</strong></p> <ul> <li> <p>License plate and details of the other driver (name, address), their insurance company, and policy number.</p> </li> <li> <p>Photos of the other driver's Green Card if the vehicle has foreign plates.</p> </li> <li> <p>Information from witnesses and photos of the accident scene.</p> </li> </ul> </li> <li> <p><strong>Fill out the European Accident Statement.</strong> This is not an admission of guilt, but a tool to document the objective facts.</p> </li> </ul> <p>&nbsp;</p> <h4><strong>After the Accident &ndash; Seeking Compensation</strong></h4> <p><strong>When the Other Driver is at Fault:</strong></p> <ul> <li> <p><strong>Seek compensation from the at-fault driver's insurer:</strong></p> <ul> <li> <p>In the country where the accident occurred, ask for a guarantee that the amount will be paid directly to the repair shop if you decide to fix the vehicle there.</p> </li> <li> <p>In some countries, an authorized representative of the foreign insurer can accept the claim on behalf of the insurer.</p> </li> <li> <p>If there is no such representative, the <strong>Kosovo Insurance Bureau (BKS)</strong> can act as an intermediary based on systems similar to the Green Card and other international agreements.</p> </li> </ul> </li> </ul> <p><strong>When You are at Fault:</strong></p> <ul> <li> <p><strong>Provide a copy of your Green Card</strong> as proof that you have insurance, especially when requested by authorities or the other party.</p> </li> <li> <p><strong>Immediately notify the BKS of the situation.</strong> This is important for a quick start to the compensation process.</p> </li> </ul> <p>&nbsp;</p> <h4><strong>The Laws of the Country Where the Accident Occurs Determine the Procedures</strong></h4> <ul> <li> <p><strong>Carefully apply local rules:</strong> The laws and deadlines of the country where the accident occurred are the ones that apply to compensation claims.</p> </li> </ul>

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