Traffic Accidents Outside of Kosova

Traffic Accidents Outside of Kosova

Before You Travel

• Check Your Documents and Equipment: Make sure you have your personal documents (passport, driver's license, vehicle registration) and that your vehicle is in good technical condition.

• Green Card: Even if not required in some countries due to international agreements, it's recommended to have a Green Card. It serves as proof of international insurance and may be necessary in case of an accident.

• European Accident Statement: Take this form with you. It's a standardized document that helps you accurately record the details of an accident and avoid misunderstandings.

At the Accident Scene – What to Do

• Notify local law enforcement (e.g., the police) when necessary, especially in case of conflict, disagreement, or injuries.

• Gather the necessary information:

  • License plate and details of the other driver (name, address), their insurance company, and policy number.

  • Photos of the other driver's Green Card if the vehicle has foreign plates.

  • Information from witnesses and photos of the accident scene.

• Fill out the European Accident Statement. This is not an admission of guilt, but a tool to document the objective facts.

After the Accident – Seeking Compensation

When the Other Driver is at Fault:

• Seek compensation from the at-fault driver's insurer:

  • In the country where the accident occurred, ask for a guarantee that the amount will be paid directly to the repair shop if you decide to fix the vehicle there.

  • In some countries, an authorized representative of the foreign insurer can accept the claim on behalf of the insurer.

  • If there is no such representative, the Kosovo Insurance Bureau (BKS) can act as an intermediary based on systems similar to the Green Card and other international agreements.

When You are at Fault:

• Provide a copy of your Green Card as proof that you have insurance, especially when requested by authorities or the other party.

• Immediately notify the BKS of the situation. This is important for a quick start to the compensation process.

The Laws of the Country Where the Accident Occurs Determine the Procedures

• Carefully apply local rules: The laws and deadlines of the country where the accident occurred are the ones that apply to compensation claims.